FHA loans have been helping people become homeowners since 1934 What is an FHA Loan? A Federal Housing Administration (FHA) loan is a...

90% percent of Lenders use the FICO score Model when making decisions, but most people do not know what FICO Version they are using....

Most lenders use FICO® scores from all three credit bureaus when evaluating your loan application. Your score will likely be different...

Numerous bills have been introduced by Congress with the aim of amending the FCRA. Additionally, on the state level, many lawmakers have...

Who is LVNV Funding LLC? If you have been contacted by LVNV Funding LLC, you might be wondering who they are and why they reached out to...

You're about to have one of the most amazing and rewarding experiences ever: buying a home. If you're trying to figure out where to start...

For many borrowers, soaring prices and high interest rates can make it difficult to purchase a home or even an investment property....

The FICO 10 model will be released this summer and could drop your credit score by 20 points when the model looks at past due debts and...

A bank statement mortgage can be helpful if you’re self-employed, and large tax deductions make your income look much smaller than it...

Learn How the No Surprise Act (NSA) can effect you. The NSA protects consumers from "surprise" medical debt from services. On July 1,...

Wells Fargo and Co. reached a $3.7 billion settlement with federal regulators, including a record $1.7 billion fine, to cover allegations...

Tenant screening companies provide information such as credit history, eviction information, rental history verification, identity...

Experian to pay $22.45M settlement for claims over inaccurate credit reporting The Fair Credit Reporting act (FCRA) was passed in 1970...

As many as 43 million Americans are expected to have some or all of their federal student loans forgiven. What the program means for you,...

As a young adult just starting out, you may not have a stellar credit score yet. While this can be frustrating, it doesn’t mean you are...

Mortgage banks offer different financing options and down payments on their loans. Below are A few banks in North Carolina we recommend...

June 28, 2022 by Jamie Forbes Updated on July 6th, 2022 Finding affordable apartments has become a challenge, especially as inflation...

90% percent of Lenders use the FICO score Model when making decisions, but most people do not know what FICO Version they are using....

The Department of Education agreed on June 23 to cancel the student loan debt of about 200,000 borrowers, wiping out about $6 billion in...

You are about to embark on one of the most amazing and rewarding experiences that can ever come from spending money: buying a home. If...