FHA loans have been helping people become homeowners since 1934 What is an FHA Loan? A Federal Housing Administration (FHA) loan is a...

Your Mortgage credit score is one of the most important factors when applying for a loan. Your Credit scores are what lenders take in to...

Learn the differences between being Pre-Qualified and Pre-Approved for a mortgage. Buying a home can be an easy process especially when...

As of January 1, 2022 the No Surprise Act will take effect. The NSA protects consumers from "surprise" medical debt from services. On...

Mortgage banks offer different financing options and down payments on their loans. Below are 3 banks in North Carolina we recommend for...

Credit cards make purchases and paying your bills easier. Using a credit card is also a good way to boost your credit score. However,...

Did you know there are over 30 credit scores used Today? When lenders check your credit scores they are using one of the many FICO...

According to CNBC, 64% of surveyed Americans reported that their spending habits had changed as a result of the pandemic. And if you stop...

From a financial perspective, paying off your mortgage faster is a smart move. Owning a home is clearly number one on the wish list for...

Home equity loans can be a great way to tap into your equity and put that value to work for you. Home equity loans are quite simple to...

As of 2020 The average FICO Score in the U.S. is 711 FICO Score (Fair Isaacs Corp.) is the most widely used credit score model. It was...

Mortgage banks offer different financing options and down payments on their loans. Below are 3 banks in North Carolina we recommend for...

You are about to embark on one of the most amazing and rewarding experiences that can ever come from spending money: buying a home. If...

Changes to the FCRA impose a new, temporary credit reporting requirement

90% percent of Lenders use the FICO score Model when making decisions, but most people do not know what FICO Version they are using....

During the current pandemic it is important to stay connected. Below is a list of providers and programs that are currently offering free...

Recently the FDIC has urged financial institutions to work with its customers during this crisis by waving fees, payments etc. to help...

Credit Builder Loans are an easy and cost effective option to improve your credit rating.

Deadline to claim benefits is January 22, 2020 This week Georgia Federal courts ruled that Equifax will pay $380.5 million to settle...

We all strive for the best credit score possible. Achieving a high credit score can be difficult for most people without the proper...