What are Requirements for an FHA Loan Approval?
FHA loans have been helping people become homeowners since 1934 What is an FHA Loan? A Federal Housing Administration (FHA) loan is a...
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Valiant Credit Services
Apr 11, 20222 min read
What is Your Mortgage Score?
Your Mortgage credit score is one of the most important factors when applying for a loan. Your Credit scores are what lenders take in to...
Valiant Credit Services
Feb 23, 20222 min read
Mortgage Pre-Qualification vs. Pre-Approval
Learn the differences between being Pre-Qualified and Pre-Approved for a mortgage. Buying a home can be an easy process especially when...
Valiant Credit Services
Jan 31, 20223 min read
2022 New Law For Medical Bills
As of January 1, 2022 the No Surprise Act will take effect. The NSA protects consumers from "surprise" medical debt from services. On...
Valiant Credit Services
Dec 6, 20212 min read
NC Mortgages with Zero Down Payment
Mortgage banks offer different financing options and down payments on their loans. Below are 3 banks in North Carolina we recommend for...
Valiant Credit Services
Aug 26, 20213 min read
6 Things Every Credit Card Owner Should Know
Credit cards make purchases and paying your bills easier. Using a credit card is also a good way to boost your credit score. However,...
Valiant Credit Services
Jun 30, 20212 min read
Your Guide To Equifax FICO Scores
Did you know there are over 30 credit scores used Today? When lenders check your credit scores they are using one of the many FICO...
Valiant Credit Services
May 20, 20214 min read
4 Practical Tips That Can Help You Manage Your Credit During and Post-Pandemic
According to CNBC, 64% of surveyed Americans reported that their spending habits had changed as a result of the pandemic. And if you stop...
Valiant Credit Services
Mar 23, 20213 min read
How to Pay Your Mortgage off Early
From a financial perspective, paying off your mortgage faster is a smart move. Owning a home is clearly number one on the wish list for...
Valiant Credit Services
Mar 10, 20213 min read
Leverage Your Credit with a Home Equity Loan
Home equity loans can be a great way to tap into your equity and put that value to work for you. Home equity loans are quite simple to...
Valiant Credit Services
Mar 2, 20212 min read
FICO Scores Are At An All Time High
As of 2020 The average FICO Score in the U.S. is 711 FICO Score (Fair Isaacs Corp.) is the most widely used credit score model. It was...
Valiant Credit Services
Sep 15, 20202 min read
Banks With Zero Down Payment Mortgage Loans In NC
Mortgage banks offer different financing options and down payments on their loans. Below are 3 banks in North Carolina we recommend for...
Valiant Credit Services
May 6, 202014 min read
What You Need to Buy a House in 2020
You are about to embark on one of the most amazing and rewarding experiences that can ever come from spending money: buying a home. If...
Valiant Credit Services
Apr 24, 20202 min read
CARES Act and New Changes To FCRA
Changes to the FCRA impose a new, temporary credit reporting requirement
Valiant Credit Services
Apr 7, 20201 min read
2020 Most Commonly Used FICO Score Versions
90% percent of Lenders use the FICO score Model when making decisions, but most people do not know what FICO Version they are using....
Valiant Credit Services
Mar 27, 20201 min read
Free Internet Service Providers In Response to COVID-19
During the current pandemic it is important to stay connected. Below is a list of providers and programs that are currently offering free...
Valiant Credit Services
Mar 19, 20204 min read
List of Banks Offering COVID-19 Assistance
Recently the FDIC has urged financial institutions to work with its customers during this crisis by waving fees, payments etc. to help...
Valiant Credit Services
Feb 24, 20202 min read
This Loan can Boost your Credit score 60+ Points
Credit Builder Loans are an easy and cost effective option to improve your credit rating.
Valiant Credit Services
Jan 16, 20201 min read
2020 Update-Equifax Settles For $380.5M in Class-Action Lawsuit
Deadline to claim benefits is January 22, 2020 This week Georgia Federal courts ruled that Equifax will pay $380.5 million to settle...
Valiant Credit Services
Jan 8, 20201 min read
3 Apps in 2020 to help Boost Your Credit Score
We all strive for the best credit score possible. Achieving a high credit score can be difficult for most people without the proper...
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