NC Mortgages with Zero Down Payment
Mortgage banks offer different financing options and down payments on their loans. Below are 3 banks in North Carolina we recommend for...
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Valiant Credit Services
Dec 12, 20192 min read
By 2022 8.3 Million First-Time Homebuyers Expected-According to a Recent Transunion Analysis
"8.3 million first-time home buyers by 2022, or as high as 9.2 million consumers if economic growth exceeds expectations" Based on a new...
Valiant Credit Services
Dec 3, 20191 min read
Fed Survey shows that Banks have Tightened Standards on Credit Lending
According to a recent survey, uncertainty about the economic outlook was a major factor in the pull back of lending. Banks are now...
Valiant Credit Services
Oct 31, 20192 min read
Top Reasons your credit is denied for a Mortgage loan
When applying for a mortgage, lenders look at both your credit score and the accounts you have reporting when making a decision. Credit...
Valiant Credit Services
Oct 22, 20192 min read
Apple's New Credit Card-Pros and Cons
Apple is now offering its first ever credit card. This credit card will be partnered with Goldman Sachs (Issuing Bank) and Mastercard 's...
Valiant Credit Services
Sep 24, 20192 min read
FICO SCORE 9: The Newest Score Model and 2 Major Factors
"FICO Score 9 is already being used by hundreds of lenders and it's on the radar of 8 of the nation's top 10 lenders" --Tommy Lee,...
Valiant Credit Services
Sep 17, 20195 min read
5 Common Credit Score Myths
Your credit score is an integral part of your financial life. It is important that you understand what it's all about. Lenders,...
Valiant Credit Services
Aug 9, 20192 min read
Equifax Data Breach Guide
See if you qualify and what the deadlines are for your claim. Equifax will pay up to $700 million to settle with the Federal Trade...
Valiant Credit Services
Apr 15, 20192 min read
Vantage Score Overview
The Vantage score, a new comer to the credit scoring business, was developed in 2006 by a joint venture between the three largest credit...
Valiant Credit Services
Mar 5, 20191 min read
Introducing the UltraFICO Score
Your data. Your UltraFICO™ Score. You’re in control of your UltraFICO™ Score. By simply and securely linking with your checking, savings...
Valiant Credit Services
Oct 16, 20182 min read
Top 3 Credit Mistakes Which Will Harm Your Credit Scores
Credit scores are the financial measurement to determine your financial creditworthiness. Lenders like banks and credit card companies...
Valiant Credit Services
Oct 10, 20183 min read
Want To Repair Your Credit?
Start with a Plan. Consider a Pre-paid Card. Change your Spending Habits. Paying your bills on time and using a debt management plan to...
Valiant Credit Services
Apr 3, 20183 min read
Down Payment Options for ‘Soon-to-be’ Homeowners
Buying a home is a big deal and still considered one of the biggest purchases a person will make. The more you learn about the steps you...
Valiant Credit Services
Jan 16, 20183 min read
49 Fico Score Models?
How Many FICO Credit Scores Do You Have? People have been taught to think of their credit score as one number, this is not a complete...
Valiant Credit Services
Dec 14, 20172 min read
5 Ways A Low Credit Score Can Affect You
Its safe to say that almost all consumers prefer a high credit score. In most cases if your credit score is 700 or higher you will have...
Valiant Credit Services
Dec 7, 20171 min read
How Can A Bankruptcy Affect My Credit?
Thinking about filing bankruptcy? Well you are not alone. Last year in 2016 there were over 800,00 bankruptcies filed in federal court....
Valiant Credit Services
Dec 7, 20172 min read
Credit Tips Before Applying For a Mortgage
Ready to Buy a House? There's More to it than a Credit Score Mortgage lenders are not only looking at your score, they are factoring in...
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